JURIDICAL STUDY OF FINANCIAL TECHNOLOGY CUSTOMER PERSONAL DATA PROTECTION
Isye Junita Melo
Abstract
Financial technology or what is often called fintech, is an innovation in technology combined with finance so that it can make it easier for people to make transactions anywhere and anytime without having to leave the house. The presence of fintech provides various conveniences for society, but with various conveniences there is a risk that lurks in the community, namely the personal data of fintech users which is prone to being leaked and misused by irresponsible parties. To protect personal data, a legal umbrella or personal data protection is needed to provide a sense of security in fintech transactions.
With the enactment of Law Number 27 of 2022 concerning Protection of Personal Data and Law Number 4 of 2023 concerning Development and Strengthening of the Financial Sector and other regulations related to the protection of personal data, especially in the field of financial technology, which complement each other can be implemented well so as to provide protection and sanctions for misuseof personal data.
Keywords: Protection, Personal Data, Financial Technology